How to Form an S.A.S. in Colombia: Step-by-Step Guide for Foreign Entrepreneurs

March 11, 2026 · 12 min read · Maia Legal & Accounting

Forming an S.A.S. (Sociedad por Acciones Simplificada) in Colombia is the most efficient business structure for foreign entrepreneurs. This guide covers everything you need: requirements, step-by-step process, realistic 2026 costs, timeline, and post-incorporation obligations.

Why S.A.S. Is the Best Structure for Foreigners

Introduced in 2008 through Law 1258, the S.A.S. was specifically designed to simplify business formation. It outperforms other structures for expats, digital nomads, and foreign investors.

Flexibility in Governance

Unlike traditional S.A. companies that require formal shareholder meetings, the S.A.S. allows decision-making through actas (recorded decisions) without mandatory meetings. For foreign entrepreneurs managing operations across time zones, this flexibility is invaluable.

Simplified Formation

The S.A.S. formation process is significantly more streamlined than other corporate structures. The estatutos are less complex, registration with the Camara de Comercio is faster, and you'll receive your NIT and RUT promptly. The entire process typically takes 2-4 weeks.

No Minimum Capital Requirement

S.A.S. companies can theoretically be formed with minimal capitalization. This is particularly important for startups and digital businesses.

Single or Multiple Shareholders

The S.A.S. works whether you're the sole owner or bringing in multiple founders. You have complete freedom to structure shareholding and implement different classes of shares.

Requirements and Documents Needed

For Foreign Shareholders/Owners

For the S.A.S. Entity

Step-by-Step Formation Process

Step 1: Draft the Estatutos (Bylaws)

Your estatutos must include: company name and domicile, purpose and business activities, capital social, shareholder information, governance rules, and details about the representante legal. Your attorney will typically draft these in 2-5 business days.

Step 2: Notarize the Estatutos

The estatutos must be signed before a notary public. This creates an official, legally binding document. Costs are typically 300,000-500,000 COP.

Step 3: Register with the Camara de Comercio

Submit the notarized estatutos, identification copies, registration form, and proof of address. Registration takes 5-7 business days and costs 600,000-1.2 million COP.

Step 4: Obtain NIT and RUT from DIAN

With your Camara de Comercio registration, apply for your NIT and RUT from DIAN. This is now often done automatically in cities like Cartagena and Santa Marta.

Step 5: Open a Corporate Bank Account

Most banks can open your account in 3-5 business days. Major banks like Bancolombia, BBVA, Davivienda, and Scotiabank accept S.A.S. entities.

Step 6: Register for VAT (IVA) if Applicable

Most commercial activities require IVA registration. This is typically done simultaneously with NIT assignment.

Costs Breakdown (2026 Estimates)

Expense Item Cost (COP) Cost (USD)
Legal/Attorney Fees 1,500,000 - 2,500,000 $375 - $625
Estatutos Drafting 500,000 - 1,000,000 $125 - $250
Notarization Fees 300,000 - 500,000 $75 - $125
Camara de Comercio Registration 600,000 - 1,200,000 $150 - $300
NIT/RUT Assignment Free Free
Bank Account Opening Free - 200,000 Free - $50
Initial Accounting Setup 300,000 - 800,000 $75 - $200

DIY Approach: 2.0 - 3.5 million COP ($500 - $875 USD)

Full Professional Service (recommended): 3.5 - 5.0 million COP ($875 - $1,250 USD)

Expected Timeline

PhaseTimelineKey Activity
Document Preparation3-5 business daysDrafting estatutos and gathering documents
Notarization1-2 business daysSigning before notary
Camara de Comercio5-7 business daysSubmission and review
NIT/RUT Assignment2-3 business daysAutomatic via Camara
Bank Account Opening3-5 business daysAccount activation
Total2-4 weeksStart to operational

Post-Incorporation Obligations

Monthly Obligations

Annual Obligations

Important: Failure to maintain accounting records or file required tax returns can result in penalties of 25-35% of unpaid taxes and potential legal action by DIAN. Professional bookkeeping typically costs 300,000-800,000 COP per month.

Common Mistakes Foreigners Make

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Frequently Asked Questions

Can a foreigner form an S.A.S. in Colombia without being a resident?

Yes, foreigners can form an S.A.S. without being a resident. You need a valid passport, a Colombian RUT, and a legal representative or power of attorney. Having a visa simplifies the process significantly.

How long does it take to form an S.A.S. in Colombia?

The typical timeline is 2-4 weeks if all documents are prepared correctly. This includes drafting estatutos (3-5 days), Camara de Comercio registration (5-7 days), NIT/RUT assignment (2-3 days), and bank account opening (3-5 days).

What is the minimum capital required?

There is no legally mandated minimum capital for an S.A.S. in Colombia. You can theoretically form one with as little as 1 Colombian peso. Most companies are formed with 1-50 million COP depending on the business type.

What are the main costs?

Total formation costs range from 2-4 million COP ($500-$1,000 USD) for DIY. Full professional service runs 3.5-5 million COP ($875-$1,250 USD). This includes all registration fees, notarization, and legal assistance.

What are the monthly obligations after forming an S.A.S.?

Monthly obligations include maintaining accounting records, VAT reporting, DIAN e-invoicing compliance, and payroll processing if you have employees. Professional bookkeeping typically costs 300,000-800,000 COP per month.

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